We live in a world where there is uncertainty, and nobody knows how tomorrow might unfold. We do not plan to get sick, and in most case, you will require medical care at one time or the other. Going to see a doctor, lab tests, and prescription can be expensive in the long run especially if you do not have a health insurance.
Over the years, so many American had no health insurance, but things have greatly changed with the introduction of Obamacare and Affordable Care health insurance reforms. It is very important to get a health insurance. At the same time, getting a cover can be expensive. How do you land yourself on an affordable cover and overstappen zorgverzekering?
I’m going to take you through five ways to get affordable medical insurance where you get the best coverage and still save some money.
There are so many options that are available for you that provide affordable medical insurance. Spend most of your time shopping around so that you can get the best deal. There is nothing that you will lose when comparing the many options that are available for you.
Do You Quality for Special Programs?
This is another thing that you should determine. One of the best methods in which you can determine your eligibility is through your state health insurance exchange. Once you are eligible, you only need to enroll CHIP and Medicaid where you will benefit federally subsided health care services.
Stay on Your Parents Health Insurance Plans
For those people who are below the age of 26 years, you can still depend on the health insurance of your parents. This is a great and cheap option even if you are married or financially independent of your parents.
The ACA provides eligibility for catastrophic plans for people under 30 and have low premiums and also qualify for the hardship exemption. With this plan, you end up paying low premiums, so you will not have to spend a lot of money on health insurance.
Short Term Plans
Another option that you might adopt is the short term plans that are relatively cheaper. This is a nice option for people buying a health insurance outside open enrollment and does not qualify for special enrollment. With this plan, you can end up paying as cheap as $53 in a month.
Before you make a decision of using the short-term plans, it is important if you save some money because the protections that are offered by ACA do not apply. This means that if you have other pre-existing matters, the short-term plan might not cover you.